Embedded Files
4.1.1 (20-05-2025)
Fix: Edge to edge display issue
Changed: Webview-package for displaying help-texts
Changed: Update systempackages
4.1.0 (17-05-2025)
New: CBS replaced by Eurostat as source for inflation figures.
Eurostat uses a slightly different definition of services and goods, so there may be an impact on the new forecast.
New: Eurostat as source for mortality tables.
New: ECB as modified source for deposit rates (extra option overnight deposit)
New: 10-year government bond added as historical benchmark (low risk).
New: support for 27 European countries with historical data per country on inflation, mortality, deposit rate and 10-year government bond.
New: English language added to Redikhet site and Play store.
New: Domain redikhet.eu added and linked to English website.
New: country option added on settings screen.
New: Monte Carlo simulation extended with history of price indexation.
Changed: price indexation calculation parameters on settings screen simplified and more flexibly adjustable per expenditure item.
Changed parameters capital gains tax on settings screen other value range and loss compensation is now optional
Due to the fiscal complexity and different regimes in the various countries, it remains a very generic setup that requires some tuning from the user.
Changed: for all types of assets, it can now be indicated per asset whether or not yield tax is levied.
Changed: various UI optimizations on input screens for expenses and income.
Option one-time expense explicitly added
All fields can be changed again after entering the expense
More uniformity between the input screens
Changed: MSCI historical data updated through end 2024
3.5.0 (01-03-2025)
New: Stacked area chart showing the probability per year of degree of retention of purchasing power, of bankruptcy and of death.
3.4.0 (12-02-2025)
New: Ability to record the gender of a person to select the correct mortality table
New: Option to make a unit expenditure proportional, depending on the number of remaining persons in the future
New: Monte Carlo simulation of life expectancy
New: Monte Carlo simulation of benchmark returns linked to each asset item
New: Navigation charts according to a matrix structure (horizontal: entities, vertical: chart type)
New: Fan chart with percentile ranges per year
New: KDE diagram with probability distribution of the final capitals
New: Monte Carlo diagrams are updated in real time during the simulation run
New: Calculations happen (multi threaded) in the background while the app remains responsive
New: Options on the settings screen to select the number of simulations and to optionally disable the mortality simulation
3.0.0 (27-10-2024)
New: Ability to manage history of asset items
New: Risk classification of an asset (for the lifecycle scheme)
New: Being able to link a benchmark to an asset
New: Return calculated based on entered history or the linked benchmark
New: Changed visualization of the history screen with benchmark history
New: An additional column in the lifecycle diagram for management based on the risk of an asset.
Improvement: Ability to change the power type in the management screen
Improvement: can change the default icon for saving and investing
Improvement: more space in description and notes fields of all financial items
This is a major release with many invisible changes in the technical design of the app for future expansions.
2.0.4 (17-08-2024)
Bugfix: CBS API adjusted to new address so that retrieving data from previous month(s) works again
2.0.3 (12-08-2024)
Bugfix: forecast calculation for a one-time income (bug introduced in 2.0.0)
2.0.1 (11-08-2024)
Bugfix: forecast calculation for an income whose start date depends on another person (bug introduced in 2.0.0)
2.0.0 (10-08-2024)
Internal restructuring calculation in preparation of new functionality
Upgrade software libraries
Android API target level to 35
1.3.2 (06-06-2024)
critical bug fixed in database recovery feature (introduced in version 1.2.0)
1.3.0 (05-06-2024)
box 3 withholding added (experimental)
calculation of tax based on "actual" (read: entered) return instead of government's flat-rate return
choice of multiple rates and exemption amounts to see impact
1.2.0 (28-05-2024)
new option: return calculation based on age-dependent distribution of investments and savings (lifecycle investing)
three lifecycle investment schemes possible
manually adjust investment schedules
statistics adjusted
various UI adjustments
1.1.40 (30-03-2024)
History screen adjustments
Upgrade software libraries
Graph optimization
Minor bugfixes
1.1.20 (24-02-2024)
UI conform material design donker thema
technical upgrade packages
1.1.14 (01-11-2023)
technical upgrade packages
1.1.13 (06-09-2023)
turn off landscape mode
1.1.12 (04-09-2023)
new start button
loading animation
1.1.9 (19-08-2023)
technical upgrade packages
Android API target level to 34
1.1.8 (12-08-2023)
update help texts
1.1.7 (05-08-2023)
manually assign an icon to an 'other' expense, income or asset
1.1.6 (10-05-2023)
Added two statistics to the forecast graphs:
the weighted average of the return on assets
the weighted average of the price indexation.
1.1.5 (18-04-2023)
Save button on input screens replaced by a 'floating button'
1.1.4 (12-04-2023)
Accelerated startup from login screen
Various cosmetic adjustments
1.1.3 (04-04-2023)
Manual language selection via settings screen
Increase maximum end date
1.1.2 (19-03-2023)
Error detection and logging improved
1.1.1 (07-03-2023)
Baseline deviation graph added instead of a table view
Cleanup code and update default CBS CPI annual figures
1.1.0 (12-02-2023)
Migration graph package (from Google to Syncfusion)
1.0.3 (23-01-2023)
Pie chart layout adjusted
1.0.2 (04-01-2023)
New feature(s):
Auto logout database after 10 minutes of inactivity
1.0.1 (03-01-2023)
Bugfix
Fixed error when restoring local database
Overall performance improvement
1.0.0 (28-12-2022)
Introduction release
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